Mint showed you the past. ATLAS reads the same kind of accounts and tells you what to change this month.
What happened to Mint
Intuit closed Mint on March 23, 2024, when it still had more than 20 million users. The official path was Credit Karma, which carried your accounts and your net worth across, but not your budgets, your categories, or your goals. Plenty of people did not make the move, and plenty who did are still looking.
The shutdown taught a second lesson, and it is the one that matters more. A finance app can be switched off with your data still inside it. Whatever you move to next, it is worth asking what happens to your data when the app, or your interest in it, ends.
What ATLAS does instead
Mint was a dashboard: here are your accounts, here is what you spent. ATLAS reads the same kind of accounts, through Plaid, and then does the part a dashboard leaves to you. It tells you, in plain English and with a number each time:
- What is leaking. The subscription that went up, the fee you never agreed to, the spending that crept, each with what it costs you a year.
- What is due. Which card’s statement closes next and with how much on it, while there is still time to pay it down.
- Which card to use. For the cards already in your wallet, the one that earns the most on groceries is not always the one you reach for.
- What is safe to spend. The cash you can reach today, less the bills due before your next payday.
And you can ask it things. “Can I afford a $2,400 trip in March?” gets an answer from your own accounts, not a general rule.
Why it cannot be another Mint
ATLAS is read-only by construction. It has no ability to move money, pay a bill, or cancel anything. Your bank password goes in on your bank’s own page and never reaches us. Your data is never sold and never shared with advertisers. And when you delete your account, every linked bank is disconnected at the source, at Plaid, and every row of your data is removed at once. So it cannot be switched off with your data inside it: deleting your account takes the data with it.
What ATLAS does not do that Mint did
It is not free. ATLAS is $9.99 a month to connect your own accounts, because an app you do not pay for is paid for some other way, and ours is paid for by you. It works with US bank and card accounts only, for now. And it does not give investment, tax, or legal advice; it works out figures from your own accounts and explains them.
Try it before you connect anything
The whole app runs on sample data first, free and with no card, so you can see what it would tell you before you trust it with a single account. See it in your browser, read the pricing, or get the app.
Also comparing: ATLAS vs Monarch, ATLAS vs YNAB, ATLAS vs Copilot.