Copilot shows you your money, organized; ATLAS tells you what to do about it, in plain English.
| Copilot Money | ATLAS | |
|---|---|---|
| Built around | “Your money, beautifully organized”, with transactions tagged automatically | A verdict on your own accounts: what is leaking, what is due, and what to change this month |
| Price | About $13 a month, or $95 a year | $9.99 a month |
| Before you pay | A free “test drive” | The whole app on sample data, free, with no card |
| Phones | Apple-first | iPhone and Android |
When Copilot Money is the better pick
- You want a polished view of your spending with categories filled in for you, and you live on Apple devices.
- You would rather pay yearly: $95 a year is less than ATLAS's $120.
When ATLAS is
- You want the verdict, not the view: the fee you never agreed to, the charge that went up, the card that pays more at the grocery store.
- You want an app that cannot touch your money. ATLAS is read-only by construction.
See it before you decide
ATLAS runs on sample data first, so you can see exactly what it would tell you before you connect anything. Try it in your browser, or get the app.
Copilot Money’s details are from its own website, as listed in September 2026. Prices change; check theirs for today’s. ATLAS’s price is on Pricing.